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These are not quick fixes, but rather long-term financial strategies to help you get out of debt.

When done correctly, debt consolidation can: There are several ways to consolidate debt, depending on how much you owe.

They made it simple and treated me with respect and have always been super friendly. " - James from MA More Reviews "ACCC provided me with this plan of how to get out of debt, and also taught me how to stay out of debt.

If I have any questions, [ACCC's] staff is always there to give me the answers. - Madge from FL More Reviews Our certified credit counselors will help you determine the best way to approach your financial situation and provide you the best debt advice options and debt solutions for managing your credit card debt.

Learn More Our debt management program helps simplify your monthly unsecured debt obligations.

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Debt consolidation won't address the real problems that may sink your credit rating!And then there’s the risk of increasing your debt if you fail to make your payments under a debt settlement program.Once you’ve chosen a debt consolidation method, it’s a good idea to keep the total cost as low as possible.That's where debt consolidation and other financial options come in.Consolidate Your Debt Now Debt consolidation is combining several unsecured debts — credit cards, medical bills, personal loans, payday loans, etc. Instead of having to write checks to 5–10 creditors every month, you consolidate bills into one payment, and write one check.

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